Terms & Conditions

Who we are

These terms cover our website and private preview. Separate agreements apply to services you engage. GNE Investments Pty Ltd holds Australian Credit Licence 387345. Zoran Pusic is Credit Representative 69230. Ask us for the current Credit Guide.

Information, calculators and fees

Website content is general information, not personal financial, investment, legal or tax advice. Calculators use stated assumptions; results are not quotes, approvals, forecasts or guaranteed savings. Personalised credit assistance requires assessment and applicable disclosures.

The initial 30-minute mortgage review is free and obligation-free. The included Clic Money Mortgage Reduction Plan has no Clic Money program fee and does not require refinancing. It includes a written action plan and an agreed approach to progress review, not unlimited coaching, automatic bank monitoring or specialist investment or tax advice. If we arrange a loan, lender commissions may be paid to us and disclosed. Lender and third-party charges may apply. Any separate optional service needs an agreed scope and disclosed fees before you proceed. An enquiry does not confirm a meeting.

Using this website

You may view, print and save resources for lawful personal use. Content is owned by or licensed to Clic Money; other reuse requires permission unless the law allows it. Do not introduce malware, impersonate others, harvest personal information or bypass security. Lawful linking and authorised indexing are permitted.

Your rights and other websites

We aim for accuracy and availability, but errors and interruptions can occur. Do not rely on general information instead of an individual assessment. Nothing excludes rights, remedies or liabilities that Australian law does not allow us to exclude. External providers have their own terms and privacy practices.

Privacy, changes and NSW law

Read our Privacy Policy and complaints process. Updated terms apply to future website use, not retrospectively to accrued rights or separate agreements. NSW law applies, subject to mandatory Australian protections. NSW courts have non-exclusive jurisdiction; access to AFCA, OAIC and other available complaint avenues is preserved.