CLIC MONEY / FIRST HOME BUYERS
Start with the deposit, purchase costs and a realistic budget. We help you understand the home-loan process and the questions to resolve before an offer or auction.
Your deposit is only part of the cash required. Allow for transfer duty where applicable, legal costs, inspections, registration and an emergency reserve.
Government schemes have eligibility rules and can change. Confirm current requirements through official sources and your advisers before relying on a concession or guarantee.
Understand conditional approval, finance clauses and the difference between an estimate and an approved loan. Discuss contract conditions with your solicitor or conveyancer.
Not in every case. Available options, insurance costs and eligibility depend on your situation and lender.
No. We will agree a secure process if documents are required.
YOUR NEXT STEP
Tell us your goal and timing. No financial documents are needed for your first enquiry.