CLIC MONEY / CONSTRUCTION FINANCE
Understand the finance steps from land and contract through progress payments and completion. Discuss timing, contingencies and lender requirements before committing to a build.
Lenders assess the borrower, proposed property, valuation, builder and contract. Requirements vary. Confirm the funding assumptions before relying on a construction budget.
Construction funds are commonly released in stages, subject to lender requirements. Interest and cash flow change as amounts are drawn. Delays and variations can affect your budget.
The lender may need completion evidence before final funding or a change of loan structure. A proposed refinance depends on the completed property, title, valuation and a fresh assessment where required.
No. Contract, builder, property type and borrower requirements vary.
No. Treat it as a separate funding decision requiring current assessment and any applicable lender conditions.
YOUR NEXT STEP
Tell us your goal and timing. No financial documents are needed for your first enquiry.